Who Is Nium Fintech Limited?
Nium Fintech Limited is a global leader in real-time cross-border payments, headquartered in London, England, with a company presence spanning over 10 offices worldwide.
Originally founded in 2014 as Instarem by Prajit Nanu, the company rebranded as Nium in 2020 and has rapidly evolved from servicing consumer-led transfers to building powerful global payment infrastructure for businesses.
Today, Nium enables companies to collect, convert, and disburse funds instantly to accounts, cards, and wallets across more than 190 countries, operating in over 100 real-time markets.
With over 750 employees and operations regulated in more than 35 markets, Nium’s mission is clear: to build the first truly global infrastructure for real-time money movement.
Its cutting-edge APIs and flexible payment solutions serve industries from banking, payroll, and travel to the booming creator economy, helping businesses replace legacy systems and achieve seamless, on-demand commerce.
Who Leads Nium Fintech Limited?
Nium’s executive leadership is a powerhouse of fintech expertise and corporate vision, combining years of experience across technology, operations, payments, and global strategy.
Key Leaders of Nium Fintech
| Name | Position | Background & Expertise |
| Prajit Nanu | Chief Executive Officer | Visionary founder with entrepreneurial roots in Mumbai; built Nium from a travel insight into a global payments giant. |
| Andre Mancl | Chief Financial Officer | Financial expert overseeing Nium’s global fiscal health and strategic investments. |
| Anupam Pahuja | Chief Revenue Officer | Revenue leader driving market expansion and customer growth across industries. |
| Alex Johnson | Chief Payments Officer | Oversees Nium’s payments infrastructure and innovation in multi-currency solutions. |
| Dharminder Singh | Chief Technology Officer | Leads technology development, system architecture, and scalable platform strategies. |
| Rissy Ruddy | Chief Human Resources Officer | Champions global talent acquisition, employee engagement, and company culture. |
| Spencer Hanlon | Chief Operations Officer | Heads global operations, ensuring seamless delivery across Nium’s vast payments network. |
This leadership team’s shared ambition is to create a world where money moves instantly to everyone, everywhere.
What Is the Capital and Turnover of Nium Fintech Limited?
As a private limited company (Company No. 09039850), Nium Fintech Limited is not publicly listed and does not disclose capital or turnover figures in the public domain. However, key financial milestones include:
- Incorporated: 14 May 2014
- Status: Active, with the latest accounts made up to 31 December 2023 and next accounts due by 30 September 2025.
- Recognition: Named among CNBC’s World’s Top Fintech Companies 2024, listed on Forbes Fintech 50 (two years running), and awarded Fintech of the Year at the Asia Fintech Awards 2024.
These accolades reflect substantial growth, market confidence, and an expanding global footprint that suggest robust turnover and investment backing.
What Services and Features Does Nium Fintech Limited Offer?
Nium offers an unparalleled suite of financial products and services, enabling real-time, cross-border money movement.
Core Products
- Multi-Currency Accounts: Open and fund global accounts in local currencies.
- Global Card Issuance: Issue physical and virtual cards for fast, flexible payments.
- Global Payouts: Disburse funds to 190+ countries through local methods and currencies.
- Global FX: Access competitive, transparent foreign exchange rates.
- Global Account Verification: Instantly validate beneficiary accounts across 50+ markets, reducing errors and fraud.
Industry Solutions
- For Financial Institutions: Real-time cross-border money movement for banks and licensed entities.
- For Money Transfer Operators: Global corridor support to scale operations.
- For Platforms & Enterprises: Payroll, marketplaces, spend management, and creator economy payouts.
- For Travel Industry: Tailored payment solutions for online agencies, airlines, and hotels, enhancing efficiency and reducing risk.
Technology Features
- Robust, developer-friendly APIs.
- Nium Portal for multi-application management.
- Integration via SWIFT for global payment reconciliation.
What Sets Nium Fintech Limited Apart in the Global Market?
Nium’s differentiators lie in its innovation, scale, and adaptability:
- Regulated in 35+ markets with 100+ real-time markets covered.
- Instant money movement to more than 190 countries.
- Strong developer ecosystem with API-first architecture.
- Focus on gig economy, creator payouts, and on-demand commerce—addressing modern business needs.
By replacing legacy infrastructure with next-generation, data-rich systems, Nium delivers unmatched optionality, speed, and control for businesses globally.
How Can Customers Contact Nium Fintech Limited?
Customers seeking support or information from Nium Fintech Limited can reach out through various dedicated contact channels. Below are the key details for general inquiries, complaints, and more.
| Contact Type | Details |
| Registered Office | Floor 3, 18 St. Swithin’s Lane, London, EC4N 8AD, England |
| Company Number | 09039850 |
| General Inquiries | uk.claims@nium.com |
| Complaints | complaints@nium.com |
| Privacy Concerns | privacy@nium.com |
| Escalation Matters | escalations@nium.com |
Nium’s global support network ensures that businesses and partners receive timely, expert assistance across operations, compliance, and technical matters.
What Is the History and Milestones of Nium Fintech Limited?
Nium’s journey is a remarkable fintech success story:
- 2014: Founded as Instarem, focusing on consumer money transfers.
- 2020: Rebranded to Nium, shifting focus to B2B payment infrastructure.
- 2023–2024: Achieved global recognition with multiple awards and regulatory approvals, including Japan’s Type 1 Funds Transfer License and New Zealand’s Financial Service Provider registration.
These milestones showcase Nium’s continuous innovation, market expansion, and leadership in reshaping global payments.
Why Choose Nium Fintech Limited?
Nium is more than just a payment provider, it’s a global enabler of real-time commerce. With a strong foundation in regulatory compliance and a forward-thinking approach to financial technology, Nium empowers businesses to scale confidently and efficiently across borders.
Businesses choose Nium because it:
- Offers unmatched global reach and real-time processing capabilities.
- Provides flexible, API-driven solutions adaptable to a wide range of industries.
- Supports the evolving workforce economy, including freelancers, creators, and gig workers.
Recognised globally as a top-tier fintech leader, Nium combines innovation with dependability. For UK businesses aiming to expand internationally or streamline cross-border operations, Nium Fintech Limited is a trusted partner ready to deliver seamless, instant global payments.
