Who is Mint Property Finance?
Mint Property Finance is a leading specialist property lender based in the UK, offering tailored short-term finance solutions for property investors, developers, and professional introducers.
Established in 2011, Mint has built a strong reputation for speed, flexibility, and transparency in its lending process. The company prides itself on simplifying complex financial transactions, ensuring borrowers receive quick decisions and efficient funding.
The business operates under Mint Property Finance Group Limited (Company Number: 11975191) and is headquartered in Altrincham, England.
Andrew Jonathan Lazare, the Director, has been at the helm since May 2, 2019, bringing a wealth of experience in property finance.
Mint Property Finance’s core philosophy is “Mint wouldn’t lend to an Introducer on a project that I wouldn’t fund myself”.
This principle ensures that every deal is thoroughly vetted, reducing risk while maximising value for both borrowers and investors.
Who are the Key People Behind Mint Property Finance?
The success of Mint Property Finance is driven by a team of experienced professionals who bring extensive knowledge and expertise to the company.
Their leadership and strategic decision-making ensure that Mint continues to provide fast, flexible, and customer-focused lending solutions in the UK property finance market.
Meet the Leadership Team
| Name | Position | Key Responsibilities | Expertise & Contributions |
| Andrew Jonathan Lazare | Director | Leads Mint’s strategic direction and growth. | Over a decade of experience in property finance, ensuring strong leadership and smart lending strategies. |
| Sam Herd | Head of Credit | Oversees credit assessment and risk management. | Ensures sound lending decisions by carefully evaluating risks and borrower suitability. |
| Adam Robson | Head of Key Accounts | Manages business development and client relations. | Builds strong industry relationships and aligns services with market needs. |
| Richard Showman | Head of Lending | Leads underwriting and loan approvals. | Ensures fast, reliable lending while maintaining strict quality standards. |
These leaders play a crucial role in making Mint Property Finance a trusted, customer-focused lender in the UK property finance sector.
What is the Financial Strength of Mint Property Finance?
As a private limited company, Mint Property Finance operates within the financial services sector, classified under SIC Code 64205 (Activities of Financial Services Holding Companies).
The company was incorporated on May 2, 2019, and has shown consistent growth since its inception.
Key Financial Information
- Last accounts filed: December 31, 2023
- Next accounts due: September 30, 2025
- Last confirmation statement: May 1, 2024
- Next confirmation statement due: May 15, 2025
The company’s strong underwriting and risk management processes ensure that every deal is carefully evaluated to mitigate financial risk while providing borrowers with fast and effective funding solutions.
What Services and Lending Solutions Does Mint Property Finance Provide?
Mint Property Finance provides flexible funding solutions for property investors, developers, and brokers. The company offers loans for residential, commercial, and mixed-use projects, with amounts ranging from £75,000 to £3,000,000.
1. Bridging Finance – Short-Term Loans for Property
Bridging finance is ideal for quick property purchases, renovations, or refinancing. It helps investors, landlords, and developers access funds quickly.
- Loan size: £75,000 – £3,000,000
- LTV: Up to 75% (No valuation required up to 65% for residential houses)
- Term: No minimum term
Key Features
- Interest can be paid monthly or deducted upfront
- Available for borrowers with bad credit (if selling is the exit strategy)
- Second charge loans available
2. Refurbishment Loans – Funding for Property Improvements
Designed for investors looking to renovate, upgrade, or modernise properties before selling or renting.
- Loan size: £75,000 – £1,000,000
- LTV: Up to 75% (Day one)
- Term: No minimum term
Key Features
- Covers up to 100% of renovation costs
- Flexible interest payment options (rolled up, monthly, or deducted)
- Available for borrowers with bad credit (if selling is the exit strategy)
- Dual representation available for kerbside residential properties
3. Development Finance – Loans for Property Builders
This finance option supports new builds, conversions, and renovations, catering to both experienced and first-time developers.
- Loan size: £75,000 – £3,000,000
- LTV: Up to 75% (Day one)
- Term: No minimum term
Key Features
- Covers up to 100% of construction costs
- Open to first-time developers
- Flexible underwriting process to suit different borrower needs
Mint Property Finance provides fast approvals, competitive rates, and expert financial support to help property professionals succeed.
What Customers Say About Mint Property Finance?
Mint Property Finance has earned a 5/5 customer rating based on verified reviews. Clients appreciate the company’s efficient service, transparent processes, and personalised approach to property finance.
Many highlight Mint’s quick decision-making, strong communication, and willingness to go the extra mile to support their financial needs.
Customer Reviews & Testimonials
1. Brilliant and Personal Touch
“Excellent service and clear communication throughout. David, the portfolio manager, provided outstanding support and made the entire process smooth and stress-free. I’ll definitely work with Mint again in the future!”
– Thomas Potter, March 13, 2025
2. Great Company!
“Absolutely faultless experience from start to finish. The Mint team is always helpful and takes the time to understand our needs. They dive into the details and find the best possible solutions.”
– Ross Giles, March 6, 2025
3. A Warm and Friendly Approach
“Our account manager, Dave, was incredibly supportive and professional. The team made everything easy to understand and handled our request efficiently. A company I’ll continue to use for future funding needs.”
– Trusted Customer, December 4, 2024
4. Simple and Straightforward
“By far one of the best lenders out there. The entire process was clear, straightforward, and hassle-free. Mint delivers exactly what they promise—fast, reliable, and customer-focused property finance.”
– Citi Assets, November 19, 2024
How to Contact Mint Property Finance?
Mint Property Finance is available for brokers, introducers, and direct borrowers looking for property finance solutions. You can reach them through the following ways:
- Phone Support: Call 0161 222 5853 to speak directly with a finance expert for assistance.
- Email Assistance: Send inquiries to hello@mintpf.co.uk for loan details, applications, and consultation requests.
- Official Website: Visit mintpropertyfinance.co.uk to explore services, funding options, and company updates.
- Registered Office Address: Peel House, 30 The Downs, Altrincham, England, WA14 2PX.
- Business Hours & Availability: Monday – Friday, ensuring prompt responses to all customer inquiries.
Mint Property Finance is committed to providing fast, transparent, and reliable financial solutions for property investors and developers.
Why Should You Consider Mint Property Finance?
Mint Property Finance is more than just a lender, it’s a trusted partner for property investors and developers. The company takes a fast, flexible, and customer-first approach, making it a leading choice for short-term property finance in the UK.
Whether you’re an experienced developer or a first-time borrower, Mint Property Finance offers tailored funding solutions that simplify the lending process, helping you achieve your property goals efficiently.
What Makes Mint Property Finance Stand Out?
- Fast and Flexible Funding: Quick approvals and streamlined processes ensure borrowers get funds when they need them, helping to meet tight deadlines.
- No Minimum Loan Term: Unlike traditional lenders, Mint allows borrowers to exit their loans at any time, providing unmatched flexibility.
- Inclusive Lending Approach: All borrowers, including first-time developers and those with adverse credit histories, are considered.
- High Loan-to-Value (LTV) Ratios: Offers up to 75% LTV on day one and 100% of refurbishment costs covered, making property investment more accessible.
- Experienced Underwriting Team: A team of property finance specialists carefully assesses risk and provides expert guidance, ensuring a smooth and transparent lending experience.
With a commitment to speed, flexibility, and personalized service, Mint Property Finance makes property funding simple, efficient, and stress-free.
