Who Is Advantis Credit Limited?
Founded in 2004, Advantis Credit Limited is a leading UK-based debt collection agency with over two decades of experience in debt recovery and credit management.
Specialising in financial intermediation services not elsewhere classified (SIC 64999), Advantis supports over 2 million customers each year on behalf of some of the UK’s largest companies, including government bodies, utilities, and financial institutions.
The company’s mission is built around empathy, compliance, and tailored solutions. It strives to assist customers who may have fallen behind on financial commitments due to life changes or unforeseen challenges.
Through responsible debt management, Advantis enables individuals to regain financial stability while ensuring clients maintain revenue recovery in a professional, regulated manner.
Who Are the Key People Behind Advantis Credit Limited?
Advantis Credit Limited is led by a highly experienced executive team of British nationals, each bringing strong financial, operational, and strategic expertise to the business.
| Name | Role | Appointed On | Specialisation |
| Julian Michael Winfield | Managing Director | 1 January 2024 | Operations leadership, business growth |
| Xiangwen Lu | Chief Financial Officer (CFO) | 13 January 2020 | Finance, compliance, regulation |
| Nicholas Sean Tubbs | Director | 13 January 2020 | Corporate strategy and governance |
The team operates from the company’s London office at Peninsular House, 30–36 Monument Street, EC3R 8LJ, ensuring compliance with national and international financial regulations.
What Are the Capital Strengths and Financial Milestones of Advantis Credit Limited?
Advantis Credit Limited is a private limited company registered under Company No. 05223252 and remains active and financially compliant. The company continues to maintain a strong operational base with substantial national scale.
Advantis Credit Limited Overview
| Financial Detail | Status |
| Company Type | Private Limited Company |
| Date of Incorporation | 6 September 2004 |
| Last Accounts Made Up To | 31 December 2023 |
| Next Accounts Due | 30 September 2025 |
| Confirmation Statement Date | 22 March 2025 |
| Next Confirmation Due | 5 April 2026 |
| Registered SIC Code | 64999 – Financial intermediation not elsewhere classified |
With over 250 employees and partnerships with major clients including HMRC, DVLA, water providers, energy companies, and telecoms, Advantis has established itself as a trustworthy, large-scale operator in the financial recovery sector.
What Services and Features Does Advantis Credit Limited Offer?
Advantis Credit offers a broad range of debt recovery and credit management services, each designed to enhance client cash flow while supporting customers with practical, fair repayment solutions.
Core Services Include
| Service | Details |
| Contingency Collections | Debt collection on behalf of clients for overdue accounts. |
| Trace & Collect | Locating debtors when contact details are outdated. |
| Early Arrears Management | Assistance in managing new debts alongside client processes. |
| Debt Purchase | Purchasing debts outright and assuming collection responsibilities. |
| Credit Management | Supporting clients in managing credit risks and preventing overdue accounts. |
| Customer Relationship Services | Data management, reconnection, and strategic communication. |
Sectors Served
Advantis works across various industries:
- Government Bodies (e.g. HMRC, DVLA)
- Utilities (Water, Electricity, Gas)
- Retail Finance
- Telecommunications
- Financial Institutions
- Mail Order and Catalogue Services
Types of Debt Handled
- Council tax arrears
- Benefit overpayments
- Credit cards and loans
- Court fines (e.g., Legal Aid Agency)
- Utility bills
- Car finance and parking fines
Collection Methods
- Letters, phone calls, emails, web chat, and home visits
- Automated voice systems and SMS notifications
- Online self-service portal for secure account management
- Direct debit, bank transfer, and card payment options available
- 24/7 automated payment line: 01782 401 100
Advantis Credit Limited combines professional debt recovery with customer-focused support across multiple sectors. Their flexible tools and tailored solutions ensure fair and efficient outcomes for both clients and individuals.
How Does Advantis Ensure Compliance and Quality Standards?
Advantis Credit Limited is committed to delivering services that meet the highest regulatory and ethical standards in the financial sector. The business is:
- Regulated by the Financial Conduct Authority (FCA)
- A member of the Credit Services Association (CSA)
- Registered with the Information Commissioner’s Office (Data Protection Act)
Accreditations and Certifications
| Standard | Focus Area |
| ISO 9001 | Quality Management |
| ISO 14001 | Environmental Management |
| ISO 22301 | Business Continuity |
| ISO 27001 | Information Security |
| ISO 31001 | Risk Management |
| OHSAS 18001 | Occupational Health & Safety |
| BS 18477 | Inclusive Service Provision |
| PCI DSS Level 4.0 | Payment Security Compliance |
| CSA Collector Accreditation Initiative | Staff competence and integrity |
Advantis undergoes regular internal and external audits and offers clients full transparency, including the option to audit activity at any time.
How Can Customers Contact Advantis Credit Limited?
Advantis offers a range of customer service and support options tailored to different needs, including accessibility for people with disabilities or specific health conditions.
| Contact Method | Details |
| Phone (Customer Service) | 01782 401 100 (including 24/7 automated payment line) |
| admin@advantiscredit.co.uk | |
| Postal Address | Minton Hollins Building, Shelton Old Road, Stoke-on-Trent, ST4 7RY |
| Web Chat | Available via bottom-right button on advantiscredit.co.uk during office hours |
| Registered Office | Floor 9, Peninsular House, 30–36 Monument Street, London, EC3R 8LJ |
Accessibility Support
Advantis provides services in alternative formats (e.g. large print, easy-read PDFs) and offers extra assistance for vulnerable individuals. Customers are encouraged to reach out via their preferred method to request adjustments.
Why Choose Advantis Credit Limited?
Advantis Credit Limited is a trusted name in the UK debt recovery sector, known for combining strong compliance with a customer-first approach.
They deliver sector-leading results through respectful communication, fair treatment, and practical repayment solutions tailored to each individual’s circumstances.
For clients, Advantis offers advanced reporting tools, real-time tracking, and a secure client portal, ensuring transparency and performance at every stage.
Whether you’re a public body, utility provider, or financial institution, you’ll benefit from their proven expertise and reliable cash flow recovery. Customers also receive access to flexible payment options and self-service tools for convenient account management.
Advantis’s commitment to ethical practices, innovation, and consistent results makes them a dependable partner in credit management. Whether you need support collecting debt or resolving one, Advantis stands out for fairness, professionalism, and compliance-driven service.
