Coeo Securitisation Ltd

Who Is Coeo Securitisation Ltd?

Coeo Securitisation Ltd is a Dublin-based private limited company operating in the financial services sector, with a core focus on securitisation and debt management. Incorporated on 5 June 2018 (Company Registration: IE627937), the firm forms part of the broader Coeo Group, a leading European technology-enabled debt collection and receivables management organisation.

While frequently associated with Coeo Ltd, a UK-based Microsoft data and AI consultancy, Coeo Securitisation Ltd is a distinct legal entity, known for its strategic use of structured finance, non-performing loan (NPL) acquisition, and AI-powered debt resolution technologies. The firm is headquartered at 1-2 Victoria Buildings, Haddington Road, Dublin, and serves clients across Ireland and the UK.

As a key operational and financial vehicle within the coeo Group, Coeo Securitisation Ltd plays a critical role in acquiring debt portfolios and structuring them into securitised financial products, an approach that combines compliance, capital efficiency, and digital transformation in the debt recovery industry.

Who Leads Coeo Securitisation Ltd and How Is the Company Structured?

Coeo Securitisation Ltd operates as a subsidiary within the Coeo Group, leveraging the group’s technology infrastructure and ethical approach to financial recovery. While individual officers specific to the Irish entity are not widely publicised, its operations are closely aligned with the leadership of coeo Group and its growing European presence.

The coeo Group itself was acquired in July 2025 by doValue, a publicly traded European credit services provider. This acquisition has helped bolster Coeo Securitisation’s access to capital, compliance frameworks, and technology infrastructure across nine countries.

Coeo Securitisation Ltd functions primarily as a financial vehicle for asset securitisation, meaning it is often used for pooling and structuring debt portfolios (especially non-performing assets) into tradable instruments. This structure supports high-efficiency debt purchasing, revenue realisation, and regulatory alignment.

Company Details at a Glance:

What Is the Capital Structure and Business Status of Coeo Securitisation Ltd?

As a securitisation firm operating under private ownership, Coeo Securitisation Ltd does not publish individual capital or turnover data. However, its role within the high-performing coeo Group allows us to infer financial robustness and sustainable growth.

Group-Level Financial and Strategic Strength:

• Double-digit revenue and EBITDA growth (2022–2025)
• Acquisition of multiple major clients across banking and fintech sectors
• High operational efficiency due to AI-led automation and digital interfaces
• Member of the BaFin-authorised credit services network (regulated in Germany)
• Expansion into nine European markets including the UK, Germany, Sweden, Netherlands, Austria, and Switzerland

In recent years, the group has made significant progress in sustainability, receiving an EcoVadis Silver Medal in 2024 and achieving 29% CO₂ reduction in emissions. This reflects not just financial health, but forward-looking ESG compliance.

Although Coeo Securitisation Ltd acts as a financial structuring entity, it benefits from the capital access, client base, and compliance credibility of its parent organisation.

What Services and Features Does Coeo Securitisation Ltd Provide?

As part of the coeo Group, Coeo Securitisation Ltd supports a wide range of financial and receivables management services, focused primarily on:

Debt Portfolio Purchasing & Securitisation

The company specialises in acquiring large pools of non-performing loans (NPLs), consumer credit, and overdue invoices. These are structured into securitised investment vehicles, helping to unlock capital for both clients and investors.

Receivables Management

Through the wider coeo Group, Coeo Securitisation Ltd helps clients manage arrears portfolios, using sophisticated tools to enhance cash flow, improve recoveries, and reduce debtor friction.

Digital-First Debt Collection

Coeo integrates artificial intelligence, machine learning, and behavioural analytics into its collection strategies. This results in higher resolution rates and customer-centric collections that preserve brand reputation.

AI Chatbots and Self-Service Portals

The company utilises automated AI chatbots to facilitate debtor engagement, offering flexible repayment options and clear communication channels.

Managed Services for Compliance and Reporting

Special attention is given to regulatory transparency, GDPR alignment, and structured reporting, key factors for financial institutions engaging in portfolio divestment or off-balance-sheet strategies.

What Do Clients and the Public Say About Coeo Securitisation Ltd?

While Coeo Securitisation Ltd itself is not directly customer-facing, its affiliated operational arms, such as coeo Inkasso, have built a strong reputation in Europe.

Trustpilot Ratings (coeo Inkasso & coeo Group):

• Overall Score: 4.6 out of 5
• Key Praise Areas:
  • Empathetic Approach: Non-aggressive communication, with sensitivity to personal situations
  • Ease of Use: Highly rated digital platforms for account access and payments
  • Resolution Focused: Staff are trained in negotiation and problem-solving

Notable Challenges:

Some isolated complaints have involved:

• Debt Ownership Disputes: Often involving third-party sellers or retail debt (e.g., Klarna)
• Delayed Communications: Minor delays in account updates or confirmation in some instances

Despite operating in a sensitive and often contentious space, Coeo Securitisation Ltd benefits from the group’s customer-first reputation, enhanced by data-driven processes and regulated engagement strategies.

How Can You Contact Coeo Securitisation Ltd?

Direct communication with Coeo Securitisation Ltd is generally reserved for institutional clients, investors, and partners. Operational matters for customers are handled by local coeo offices or service portals.

Primary Contact Information:

For those interested in portfolio sales, securitisation partnerships, or managed receivables solutions, outreach is best initiated through the official website or LinkedIn.

Why Choose Coeo Securitisation Ltd?

In today’s economic climate, creditors and lenders face increasing pressure to recover value ethically, digitally, and efficiently. Coeo Securitisation Ltd meets this challenge by offering:

• Financial structuring and securitisation expertise
• Operational excellence via coeo’s tech-first approach
• Customer-focused collections that protect brand reputation
• ESG-compliant, regulated frameworks across jurisdictions
• Strong performance backed by pan-European partnerships

Whether you’re a bank looking to divest from high-risk debt portfolios, a retailer seeking better arrears management, or an investor pursuing structured asset exposure, Coeo Securitisation Ltd is a strategic partner you can trust.