Who Is Just Group PLC?
Founded with a purpose to help people achieve a better later life, Just Group PLC has become one of the UK’s leading retirement-focused financial services providers.
Originally incorporated on 13 June 2013, and formerly known under names such as Just Retirement Group PLC and JRP Group PLC, the company has steadily evolved into a powerhouse in the de-risking and retirement income market.
Listed on the London Stock Exchange, Just Group operates through the legal entity Just Group PLC (Company No. 08568957), with its registered office at Enterprise House, Bancroft Road, Reigate, Surrey, England, RH2 7RP.
The Group services more than 700,000 customers and manages over £27 billion in pension savings, with a strong focus on defined benefit de-risking, equity release, care funding, and lifetime income solutions.
Through a combination of financial strength, innovation, and customer-first service, Just Group continues to shape the future of retirement planning in the UK.
Who Are the Key Leaders Behind Just Group PLC?
Just Group’s strategic direction and governance are led by a highly experienced executive team and board of directors. Each member contributes deep expertise across finance, risk, and customer service.
| Name | Role | Appointed | Nationality | Specialisation |
| David Richardson | Group CEO | 4 April 2016 | Irish | Executive leadership, strategy |
| John Peter Hastings-Bass | Chairman | 13 August 2020 | British | Governance, board oversight |
| James Alexander Brown | Director | 1 November 2023 | New Zealander | Strategic growth, compliance |
| Michelle Ann Cracknell | Director | 1 March 2020 | British | Pensions expertise, customer advocacy |
| Mark William Godson | Executive Director | 1 December 2023 | British | Financial services, operational growth |
| Mary Teresa Kerrigan | Non-Executive Director | 1 February 2022 | Irish | Risk, ESG leadership |
| Mary Catherine Phibbs | Director | 5 January 2023 | British | Financial reporting, audit |
| Simon Donald Watson | Secretary | 29 January 2020 | British | Governance and compliance |
This dynamic leadership ensures the Group remains agile in a rapidly evolving financial landscape while upholding its social responsibility and regulatory commitments.
What Are the Capital Strengths and Financial Milestones of Just Group?
As a publicly listed company, Just Group demonstrates capital strength, transparency, and consistent growth. The most recent financial results for the year ending 31 December 2024 showcase:
| Financial Metric | Value |
| Assets Under Management (AUM) | £27 billion |
| Equity Released via Mortgages | £7+ billion |
| Defined Benefit De-risking Transactions | 500+ |
| DB Premiums Written | £17+ billion |
| Customers Served | 700,000+ |
| Group Workforce | Over 1,300 employees |
Their next accounts are due by 30 June 2026, reflecting a clear and timely reporting structure that underpins investor confidence. As the UK population ages and retirement markets expand, Just Group is well positioned for future scalability.
What Services and Features Does Just Group Offer?
Just Group delivers specialised financial products aimed at helping people navigate later-life needs with stability and dignity.
Services for Individuals
- Lifetime Mortgages: Equity release products for homeowners aged 55+, allowing access to property wealth while remaining in their homes.
- Guaranteed Income for Life (GIfL): Tailored annuity products offering secure income based on individual health underwriting.
- Care Funding: Designed to pay registered care providers directly, offering financial assurance for individuals entering care.
- Retirement Planning Tools: Access to advice, guidance, and digital tools through their “Just Adviser” platform.
Services for Pension Scheme Trustees
- Defined Benefit De-risking: Solutions that allow trustees to transfer pension scheme liabilities and mitigate long-term risk.
- Bulk Annuities: Group-wide solutions securing retirement income for pension members with long-term guarantees.
Services for Corporate Clients
- Consultancy and Business Services: Strategic services including marketing, operations support, and digital transformation.
- Corporate Relocation & Staff Solutions: Specialist packages tailored for organisations managing employee pension and retirement options.
Digital Tools and Innovation
- Adviser Portals: Integrated systems allowing financial professionals to manage applications and track case progress.
- Educational Resources: Regular research publications like the “Generation X Insights” support public awareness and planning.
Where Is Just Group Located and How Can You Contact Them?
Just Group’s head office operates out of Enterprise House, Bancroft Road, Reigate, Surrey, RH2 7RP. They offer multiple dedicated support lines for customer convenience.
| Contact Type | Details |
| General Enquiries | +44 (0) 1737 233297 (Mon–Fri, 8.30am–5.30pm) |
| Email Support | myenquiry@wearejust.co.uk |
| Investor Relations | Through www.wearejust.co.uk |
| Financial Adviser Portal | Available via “Just Adviser” platform |
| Company Registration Number | 08568957 |
Their support is well-regarded for clarity, professionalism, and accessibility, mirroring the company’s customer-first mindset.
Where Does Just Group Operate and What Are Its Recent Developments?
Just Group primarily serves the United Kingdom, with a strong presence in both individual and institutional markets. Its business model supports distribution through corporate clients, financial advisers, and pension schemes.
Recent Highlights
- £1.8 Billion DB De-risking Deal (Nov 2024): The largest transaction in the Group’s history.
- Annual Results 2024: Strong growth in retirement income product sales.
- Ongoing ESG Commitment: Billions invested in renewable energy, social housing, and UK infrastructure to support economic sustainability.
- Awards: Winner of multiple industry accolades including Best Underwriter, Mortgage Provider 2024, and ESG Industry Top Rated by Sustainalytics.
The Group continues to lead through transparency, innovation, and sector leadership, securing its role as a trusted institution in the UK retirement market.
What Is Just Group’s Commitment to Sustainability and Inclusion?
Just Group’s corporate responsibility strategy is embedded in its daily operations. The company proudly supports:
- Diversity, Equity & Inclusion: Active programmes that promote inclusive hiring and equitable career growth.
- Environmental Sustainability: Investment in green energy and low-carbon infrastructure to offset pension fund liabilities with long-term environmental benefits.
- Social Impact: Contributions to social housing and financial education for retirees.
These efforts reflect the Group’s mission to do more than just manage funds, to make lives measurably better.
Why Choose Just Group PLC?
Just Group PLC is more than just a financial provider, it’s a trusted partner in retirement planning. With a proven track record of managing over £27 billion in savings and supporting more than 700,000 individuals, the Group has earned its place as a leader in later-life financial services.
Their deep expertise in retirement solutions is backed by decades of focused experience. From adviser portals to advanced digital platforms, Just Group offers innovative tools that make planning easier and more efficient.
The company is also known for its strong governance, guided by a diverse and experienced leadership team. Beyond numbers, Just Group is committed to community investment, with a clear focus on people, planet, and performance.
Whether you’re an individual, trustee, or business, Just Group provides the scale, credibility, and care needed to build a secure retirement future with confidence and compassion.
