Who Is PJG Financial Limited?
Founded in 2016, PJG Financial Limited is a UK-based, independent financial advisory firm offering bespoke financial planning services across pensions, investments, mortgages, and insurance.
Headquartered in Edinburgh, Scotland, with a primary office in Headingley, Leeds, the company is renowned for its holistic, client-centred approach to wealth management and long-term financial planning.
The firm operates under the regulatory supervision of the Financial Conduct Authority (FCA), ensuring a high standard of service and compliance.
The business is privately held, with Paul Gillooly as its active Director and Anthony, Patrick, and Aidan Gilligan forming the core leadership team. Together, they lead a team of certified financial advisers who specialise in tailoring financial strategies that reflect each client’s goals, risk appetite, and life stage.
Who Leads PJG Financial Limited?
The leadership of PJG Financial Limited is composed of experienced and accredited professionals who bring deep industry knowledge and a passion for client success.
Directors of PJG Financial Limited
| Name | Role | Qualifications | Contact |
| Paul Gillooly | Director (Active) | Company Director | – |
| Anthony Gilligan | Managing Director | DipFA, Cert CII (MP) | anthony.gilligan@pjgfs.com |
| Patrick Gilligan | Chairman | DipFA, Cert CII (MP) & (ER) | pat.gilligan@pjgfs.com |
| Aidan Gilligan | Director | DipPFS, Cert CII (MP), CeRER | aidan.gilligan@pjgfs.com |
| Julie Coultas | Group Schemes Manager | Cert CII (MP) & (FS) | julie.coultas@pjgfs.com |
This leadership group combines over 50 years of experience in the financial services sector, with specialisms ranging from equity release to pension optimisation and corporate planning.
What Are the Company’s Capital and Turnover Details?
As a private limited company, PJG Financial Limited operates under the registration number SC535782 and is listed on Companies House UK.
While exact turnover figures are not publicly disclosed due to its private status, the firm maintains financial transparency through annual filings and is up to date with all statutory submissions.
PJG Financial Limited Overview
| Attribute | Details |
| Legal Status | Private Limited Company |
| Registered Number | SC535782 |
| Incorporation Date | 19 May 2016 |
| Last Accounts Submitted | 31 May 2024 |
| Next Accounts Due | 28 February 2026 |
| SIC Code | 64999 – Financial Intermediation |
| Regulatory Authority | Financial Conduct Authority (FCA) |
| FCA Registration Number | 400658 |
The business has grown steadily since its inception and serves a diversified portfolio of private individuals, families, and corporate clients across the UK.
What Services and Features Does PJG Financial Limited Offer?
PJG Financial Limited offers a comprehensive suite of financial services designed to address both individual and business needs.
Their team of independent financial advisers works with clients to create bespoke strategies, rooted in deep research, risk analysis, and long-term objectives.
Core Service Areas
| Service Area | Description |
| Mortgages | Personalised mortgage advice, including first-time buyers and remortgages. |
| Pensions & Retirement | Pension planning and retirement income strategies. |
| Investments | Guidance on unit trusts, ISAs, bonds, and shares. |
| Insurance & Protection | Life insurance, income protection, and critical illness cover. |
| Equity Release | Options for releasing tax-free cash from property equity. |
| Health & Long-Term Care | Planning for future healthcare and care home costs. |
| Corporate Advice | Business financial planning, employee benefit schemes. |
| Estate Planning | Strategies for legacy planning, wills, and trusts. |
Unique Features
- Independent Status: Free to recommend products from across the entire UK market.
- Initial Consultation Free: No-obligation consultations offered at no cost.
- Ongoing Reviews: Regular financial reviews to ensure strategy alignment.
- Online Tools: Access to digital calculators and financial planning resources.
- Client Education: Clear explanations of recommendations, fees, and risk.
With its independent approach and client-focused services, PJG Financial Limited ensures tailored solutions that support financial security and long-term success.
How Does PJG Financial Limited Work with Its Clients?
PJG’s process is designed around client discovery, financial needs analysis, tailored planning, and continuous review.
Here’s a breakdown of the typical journey:
- Initial Consultation: Complimentary and obligation-free, allowing both parties to assess suitability.
- Needs Analysis: Deep review of current finances, goals, and future plans.
- Strategy Proposal: Detailed, costed financial recommendations explained in plain English.
- Implementation: Execution of chosen strategies with full client approval.
- Ongoing Support: Regular reviews and updates as life and market conditions evolve.
Every client receives a bespoke plan tailored to their unique circumstances, supported by licensed professionals and FCA-regulated guidance.
What Do Clients Say About PJG Financial Limited?
PJG Financial Limited has an excellent online reputation, supported by more than 130 verified reviews and a TrustScore of 4.8 out of 5 on Trustpilot. Clients often praise the professionalism, empathy, and effectiveness of the team.
Recent Testimonials:
- Mark, who handled my case, was very friendly and helpful. He made the whole process stress free and easy to get through. – SkimCoats
- They put me at ease, reassured me, and helped me find the right debt solution. I could not recommend them enough. – Diane F.
- Paul and Mark are amazing. They turned what could have been a daunting experience into something simple and manageable. – Abi Scotter
This feedback shows the company’s dedication not only to financial results but also to building trusted, long-term relationships.
How Can You Contact PJG Financial Limited?
PJG Financial Limited offers multiple channels for contact, ensuring clients can easily reach their advisers and support team.
| Department | Contact Details |
| Main Office | 28 St. Michael’s Road, Headingley, Leeds, LS6 3AW |
| Registered Office | 5 South Charlotte Street, Edinburgh, EH2 4AN |
| Phone | 0113 2399500 |
| Email (General) | website@pjgfs.com |
| Website | https://www.pjgfs.com |
Each team member also has a dedicated email address, offering clients direct access to their adviser for prompt communication and updates.
Why Choose PJG Financial Limited?
In a crowded financial services marketplace, PJG Financial Limited stands out for its integrity, independence, and personal approach. By offering fully customised solutions backed by certified experts, they remove the jargon and confusion from financial planning.
The firm is fully independent and FCA-regulated, provides free initial consultations, and is known for its personal and empathetic service.
Clients value the long-term partnerships they build, the wide range of services available under one roof, and the strong reputation supported by high satisfaction levels.
Whether you are a first-time homebuyer, planning for retirement, or seeking to protect your family’s future, PJG Financial Limited offers peace of mind through practical and unbiased advice.
