Who Is Haydock Finance Ltd?
Haydock Finance Ltd is a long-established, independent provider of asset finance solutions, headquartered in Blackburn, Lancashire.
With over 40 years of experience, the company has earned a strong reputation for helping UK small and medium-sized enterprises (SMEs) unlock growth through tailored funding solutions.
Incorporated in 1980 (Company No. 01526882), Haydock Finance has grown into a major player in the UK asset finance sector, offering a flexible, responsive, and service-driven approach to business lending.
Its robust lending capability and sector expertise allow it to serve a broad range of industries, including manufacturing, transport, agriculture, and prestige vehicles.
Haydock’s mission is simple: to offer “Finance How It Should Be”, transparent, supportive, and fast. Whether businesses need to purchase new equipment, release cash tied up in assets, or provide finance options to customers, Haydock’s solutions are designed to enable progress.
Who Leads Haydock Finance Ltd and What Is the Company’s Structure?
Haydock Finance Ltd operates as a Private Limited Company, run by an experienced board of directors and specialists in sales, credit, risk, and finance. The company’s leadership reflects a blend of strategic vision, industry knowledge, and financial stewardship.
Key Officers and Directors
| Name | Role | Appointed On | Nationality | Country of Residence | Occupation |
| Steven Leslie Worrall | Managing Director | 2 Jan 2014 | British | England | Managing Director |
| Ian Henry Barr | Director | 10 Feb 2014 | British | Scotland | Credit & Risk Director |
| John Michael Jenkins | Director | 2 Jan 2019 | British | England | Director |
| James Lee Pearson | Director & CFO | 25 Jun 2019 | British | United Kingdom | Chief Finance Officer |
| Andrew Sears Taylor | Director (Sales) | 16 Sep 2019 | British | England | Sales Director |
| Jonathan Harper Wilkinson | Director (Founder) | Before 6 Jun 1991 | British | England | Financier |
| James Lee Pearson | Secretary | 25 Jun 2019 | British | United Kingdom | Secretary |
The leadership team is central to Haydock’s success, steering the company through both economic fluctuations and regulatory shifts. With expertise across finance, credit, and sales, the directors ensure Haydock maintains its customer-focused ethos while growing sustainably.
What Is the Capital Strength and Financial Position of Haydock Finance Ltd?
Haydock Finance Ltd presents a financially stable and trusted profile within the UK lending sector.
Financial Overview
| Detail | Information |
| Company Name | Haydock Finance Ltd |
| Company Number | 01526882 |
| Company Status | Active |
| Incorporation Date | 7 November 1980 |
| Registered Office Address | Challenge House, Challenge Way, Blackburn, BB1 5QB |
| SIC Codes | 64910 – Financial leasing 64929 – Other credit granting not elsewhere classified |
| Last Accounts Made Up To | 31 December 2024 |
| Next Accounts Due | 30 September 2026 |
| Confirmation Statement Due | 9 June 2026 |
While specific turnover and net income figures are not publicly disclosed, the business’s longevity and growing portfolio highlight its financial resilience.
Haydock’s ability to complete large-scale transactions, such as its recently announced £6 million refinance deal, further reinforces its lending strength and market positioning.
Additionally, the company completed its third public securitisation in 2025, a significant milestone that underscores investor confidence and financial maturity.
What Services and Features Does Haydock Finance Ltd Offer?
Haydock Finance Ltd provides a suite of flexible and supportive finance products tailored to SMEs across the UK. Their offering is designed to support asset acquisition, improve cash flow, and help vendors offer finance options to their customers.
Core Finance Products
| Product | Description |
| Hire Purchase | Spread the cost of purchasing an asset over time. Gain ownership after the final payment. |
| Finance Lease | Gain access to essential equipment without upfront capital or full ownership commitment. |
| Refinance | Unlock the value of existing assets to inject working capital into the business. |
| Vendor Finance | Enable vendors to offer finance solutions to their customers, increasing their sales. |
Sector Experience
Haydock works with a wide variety of business types and sectors, including:
- Manufacturing: Machine tools, food production equipment
- Transport and Logistics: Vans, trucks, trailers
- Agriculture: Tractors, harvesters, and related machinery
- Prestige Vehicles: Performance and executive car finance
Unique Features and Benefits
- Fast Payouts: Competitive turnaround time from application to funding
- Dedicated Broker Support: Personalised relationship management for intermediaries
- Innovative Thinking: A ‘can-do’ approach with bespoke underwriting solutions
- Expert Staff: In-house underwriters, structured finance specialists, and broker managers
- Case Study-Driven Approach: Demonstrated success through major transactions, including multi-million-pound deals
Whether it’s funding a fleet of vehicles or releasing equity in existing assets, Haydock positions itself as a flexible, client-first financier.
How Can You Contact Haydock Finance Ltd?
Haydock Finance Ltd provides a responsive support system, whether you’re a broker, vendor, or SME looking for asset finance.
Contact Details
Haydock Finance Ltd provides easy access to its support teams for brokers, vendors, and SMEs. Here are the key contact details you need:
| Category | Details |
| General Enquiries | Phone: 0345 646 1801 Email: info@haydockfinance.co.uk |
| Broker Support | Phone: 01254 685 850 Email: newbusiness@haydockfinance.co.uk |
| Registered Office | Haydock Finance Ltd Challenge House, Challenge Way Blackburn, Lancashire, BB1 5QB United Kingdom |
| Operating Hours | Monday to Friday: 9:00 AM – 5:00 PM Closed on weekends & public holidays |
| Website | www.haydockfinance.co.uk |
For applications, finance options, or updates, customers and partners can visit their official website anytime.
Why Choose Haydock Finance Ltd?
With a track record of over four decades, Haydock Finance Ltd stands out as a stable, trustworthy, and forward-thinking asset finance provider in the UK.
Key reasons businesses and brokers choose Haydock include:
- Proven financial expertise in key sectors
- Speed and responsiveness in decision-making and payouts
- A hands-on, relationship-led approach
- Capacity to fund deals of varying sizes, from SMEs to larger mid-market transactions
- Consistent innovation in structured underwriting and risk assessment
As one of the few truly independent UK funders, Haydock offers the agility of a private lender with the governance and professionalism expected of national institutions.
