Mintago

What is Mintago?

Mintago is a cutting-edge financial wellbeing platform designed to help both employers and employees take control of their financial health. The platform provides a comprehensive range of tools, including a pension dashboard, financial education resources, and free access to financial advisers, ensuring users can make informed financial decisions.

For businesses, Mintago presents an opportunity to enhance employee satisfaction, reduce financial stress, and save on National Insurance Contributions (NIC) through its salary sacrifice pension schemes. By prioritising financial education and pension engagement, Mintago plays a crucial role in fostering financially secure workplaces across the UK.

Who is the CEO of Mintago?

Mintago is led by Chieu Cao, a highly experienced entrepreneur dedicated to workplace wellbeing and financial literacy. With over 21 years of experience in the industry, Chieu is also the co-founder of Perkbox, one of Europe’s fastest-growing employee experience platforms.

His background includes working at globally recognised tech companies such as Microsoft, Amazon, and Yahoo, where he gained extensive knowledge in business growth and employee engagement. His leadership at Mintago is driven by a mission to improve financial wellbeing, promote transparency in the pension sector, and create meaningful social impact by helping people build a more secure financial future.

What Are Mintago’s Core Values?

Mintago is built on four fundamental values that shape its approach to financial wellbeing:

Education: The company believes that financial education is key to a brighter future, providing the tools and knowledge necessary for employees to improve their financial health.
Champion: Mintago aims to be an advocate for financial wellbeing, helping both employers and employees take control of their present and future financial situations.
Trust: Transparency and reliability are at the core of Mintago’s philosophy. The company ensures that all financial guidance and resources are unbiased and free from conflicts of interest.
Community: Mintago prioritises strong relationships with businesses and their employees, creating an inclusive financial ecosystem where everyone benefits.

What Financial Wellbeing Solutions Does Mintago Provide?

Mintago’s platform offers a wide range of financial tools and services designed to support both employers and employees:

For Employers

Salary Sacrifice Pensions: Mintago helps businesses implement salary sacrifice pension schemes, enabling significant savings on National Insurance Contributions while enhancing employee financial security.
Employee Retention & Attraction: Offering financial wellbeing support improves job satisfaction and reduces staff turnover, making businesses more attractive to top talent.
Customisable Benefits Platform: Employers can integrate their existing financial benefits into Mintago’s platform, creating a tailored employee experience.
Actionable Insights: Mintago provides businesses with data-driven insights to measure the financial engagement and wellbeing of their employees, helping them make informed HR decisions.

For Employees

Pension Dashboard: Employees can track all their pensions in one place, locate lost pension pots, and plan effectively for retirement.
Financial Advisers: Free access to financial experts allows employees to receive guidance on managing debt, savings, and long-term financial planning.
Cost of Living Support: Employees can access resources and tools to navigate rising living costs, save money on everyday expenses, and reduce financial stress.
Money Helper AI: A digital assistant providing instant financial advice on topics such as tax, budgeting, and investment planning.

How Does Mintago Help Employees Save Money?

Mintago provides several salary sacrifice schemes that allow employees to save money on essential expenses:

Childcare: Employees can save at least 28% on childcare costs through the Childcare Salary Sacrifice Scheme.
Groceries: Discounts on supermarket shopping help employees reduce their cost of living.
Pensions: A streamlined approach to pension management and contribution planning.
Electric Vehicles & Car Maintenance: Access to salary sacrifice schemes for sustainable transport and car-related expenses.
Gym Memberships & Wellbeing: Subsidised memberships and wellbeing services promote a healthier lifestyle.
Technology & Subscription Services: Exclusive discounts on tech products and digital services.

How Does Mintago’s Pension Hunting Service Work?

A significant challenge in the UK is the large number of unclaimed pensions, with over £20 billion in lost pension funds. Mintago’s Pension Hunter service enables employees to track down lost pension pots and consolidate them into a single, easy-to-manage account.

Who Can Benefit from Pension Hunting?

Employees: Individuals can use Mintago’s platform to find and reclaim pension funds from previous employers.
Employers & Partners: Businesses and professional service providers can integrate pension tracking as an additional benefit for their employees or clients.

The Pension Hunter service has an impressive success rate, with 82% of lost pensions found within 15 days. This initiative ensures that employees can make the most of their retirement savings and plan more effectively for the future.

Where is Mintago Located?

Mintago Limited is based in London, with its registered office at: Medius House, 2 Sheraton St, London W1F 8BH, United Kingdom

How Can You Contact Mintago?

For businesses and employees interested in Mintago’s financial wellbeing solutions, the company can be reached via:

Email: contact@mintago.com
Phone: 0207 117 2548
Website: www.mintago.com

How Can Employers and Employees Get Started with Mintago?

Mintago’s financial wellbeing platform is accessible to businesses, employees, and partners looking to enhance financial security and savings. Employers can seamlessly integrate Mintago’s services into their employee benefits package, while employees gain access to a full suite of financial tools designed to improve their financial stability.

By prioritising financial wellbeing, Mintago helps businesses reduce employee stress, increase productivity, and create a healthier workplace culture. With an inclusive and transparent approach, Mintago ensures that financial literacy and pension planning are accessible to all, fostering a financially secure future for employees and employers alike.