Monevo Limited

Who Is Monevo Limited?

Monevo Limited is a UK-based financial technology company that operates a leading personal credit platform designed to improve access to credit through advanced APIs and cloud-based infrastructure.

Focused on the B2B market, Monevo connects banks, lenders, and financial marketplaces with consumers by delivering personalised, pre-qualified credit offers. The company operates across the United Kingdom, United States, and Australia, supporting more than 150 lenders and credit institutions worldwide.

Founded in 2016, Monevo is now majority-owned by TransUnion, one of the world’s largest information and insights companies. Its technology enables partner brands to embed white-label comparison tools and real-time eligibility checks into websites and apps, improving customer experience and acquisition.

With over 100 employees, Monevo remains FCA-registered, compliant with UK data protection laws, and operates strictly as a technology intermediary rather than a direct lender.

Who Are the Key Leaders and Directors of Monevo Limited?

Monevo Limited operates as a Private Limited Company (Company No. 06511345), headquartered in Leeds, England, with additional operational offices at Glasshouse, Alderley Park, SK10 4ZE.

The leadership team consists of a group of seasoned professionals with deep financial, operational, and technological expertise.

Additionally, key senior leadership includes:

• Dawn Wood, UK Territory Director – responsible for UK operations, lender relations, and consumer services.
• Sean Dwyer, Head of Partnerships – oversees business development and strategic integrations.
• Michael Henderson, UK Sales Director – a veteran in B2B financial services and client relationship management.

This leadership blend of strategic, technical, and commercial acumen positions Monevo as a future-forward fintech innovator.

What Services Does Monevo Limited Provide?

Monevo offers a suite of credit distribution and integration services tailored for financial institutions, aggregators, and digital brands. Its platform enables efficient, secure, and scalable delivery of pre-qualified personal credit products.

In addition to these tools, Monevo empowers comparison sites, fintechs, and publishers with infrastructure to manage compliance, customer onboarding, analytics, and offer management, all through a centralised, real-time platform.

What Is the Capital Strength & Financial Position of Monevo?

Monevo Limited shows strong financial stability under the strategic umbrella of TransUnion, a global publicly traded company.

TransUnion became Monevo’s majority stakeholder in 2025 after previously holding a 30% minority stake from 2021. This acquisition significantly strengthens Monevo’s operational and financial backing.

Monevo Limited Financial Overview

The next statutory accounts are due by 31 March 2026, following the last accounts made up to 31 March 2024, confirming the company’s full active trading status and regulatory compliance.

What Are Monevo’s Key Achievements?

Over the years, Monevo has earned recognition for both technological innovation and business growth:

• The Queen’s Award for Enterprise: Innovation (2017)
• Digital Business of the Year, Growing Business Awards (2017)
• Sunday Times 100 Best Companies to Work For (2018)
• Top 10 Financial Services Companies to Work For (2023)

Recent strategic milestones include:

• Sale to TransUnion (2025): Majority stake acquisition solidifying global ambitions.
• New Partnerships: Collaborations with Canopy and Plend to improve financial inclusion and renter-focused lending.

These accolades underscore Monevo’s leadership in both business innovation and workplace culture.

What Do Customer Reviews & Market Reputation Say?

As a B2B provider, Monevo does not directly serve individual consumers but facilitates access to lending options via partner websites. Nonetheless, its public reputation reflects both the advantages and challenges of this role.

Positive Feedback:

• Users appreciate the speed, efficiency, and no-impact soft search approach for credit comparison.
• The platform is commended for enabling real-time results and broad lender access.

Common Complaints:

• Final loan decisions lie with the lenders, not Monevo, which sometimes leads to confusion when users are pre-qualified but later declined.
• Some consumers express frustration over lack of a direct customer service number, as Monevo operates as an intermediary only.

Regulatory Note:

• In 2017, Monevo was fined by the ICO for unauthorised marketing texts.
• The FCA has issued warnings about fraudsters impersonating Monevo through “clone firms,” prompting the company to reinforce its identity and security protocols.

Overall, customer feedback and regulatory history suggest that while Monevo is widely valued for its efficient, soft-search technology and broad lender access, users should clearly understand its intermediary role and remain alert to lender decisions and impersonation risks.

How Can You Contact Monevo Limited?

For partnership, provider, or platform enquiries, Monevo Limited can be contacted through the following channels:

Monevo does not offer direct-to-consumer lending services. All consumer-related queries should be directed to the lender or comparison site used during the application.

Why Choose Monevo Limited?

Monevo stands out in the credit market for its technology-first, compliance-driven, and growth-focused approach. Its platform is trusted by major global institutions including HSBC, Credit Karma, Zopa, Confused.com, and Admiral, highlighting its reliability, scalability, and strong industry reputation.

The company provides partners with access to a large network of credit providers and reaches over two million customers each month.

Monevo offers seamless white-label integrations through APIs or hosted solutions, allowing businesses to embed credit offers easily into their platforms. Advanced personalisation tools, soft-search eligibility checks, and data-driven targeting help improve conversion rates while protecting customer credit scores.

Backed by TransUnion, Monevo benefits from strong regulatory oversight and financial stability. For partners, it delivers a complete infrastructure to scale credit distribution while retaining control over compliance and user experience.